Blog

What Is a Negative Equity Car Loan? A negative equity car loan occurs when you owe more on your vehicle loan than the car is worth. This situation, often referred to as being "upside down on a car loan," can happen for several reasons, including rapid vehicle depreciation or financing with a low down payment. For example, if your car is valued at $20,000 but you owe $25,000 on your loan, you have $5,000 in negative equity. Drivers in Marysville, OH, may find themselves in this position due to various factors such as high-interest rates or extended loan terms. Understanding how negative equity works is the first step toward managing it effectively. Causes of Negative Equity in Car Loans Depreciation and Loan Terms One of the primary causes of negative equity is vehicle depreciation. Most cars lose a significant portion of their value within the first few years of ownership. If your loan terms are long or you made a minimal down payment, your loan balance may not decrease as quickly as the car's value drops. more Financing Choices Financing decisions also play a significant role. Rolling over existing debt into a new loan or opting for a low-interest rate with minimal upfront costs can lead to negative equity. It's essential to carefully evaluate financing options to avoid becoming upside down on a car loan. Upside Down on a Car Loan: What to Do If you find yourself upside down on a car loan, there are several strategies to consider: Continue Making Payments: The simplest approach is to keep paying down the loan until the balance matches or falls below the car's value. Refinance Your Loan: Refinancing can help lower your interest rate or adjust your terms, making it easier to pay off the negative equity. Trade-In Your Vehicle: Trading in your car for a more affordable option can help reduce your debt, though you may need to cover the difference between the trade-in value and the loan balance. Sell Your Car Privately: Selling privately often yields a higher price than trading in, which can help offset the negative equity. Residents of Marysville, OH, should consult with their local dealership or financial advisor to determine the best course of action based on their unique situation. How Ram Trucks Can Help Reduce Negative Equity Risks Ram Trucks offer robust warranties and competitive financing options that can help mitigate the risks of negative equity. For instance, their 10-year/100,000-mile limited powertrain warranty provides long-term value and peace of mind for buyers. Additionally, Ram's lineup includes durable and high-resale-value models like the Ram 1500 and Ram 2500, which can help retain equity over time. By choosing a reliable vehicle with strong resale potential and carefully managing financing terms, drivers in Marysville, OH, can reduce the likelihood of ending up upside down on a car loan. Negative equity car loans can be challenging, but understanding the causes and solutions can help you regain control of your finances. Whether you're continuing payments, refinancing, or trading in your vehicle, there are options available to address this issue effectively. For drivers in Marysville, OH, exploring high-value vehicles like Ram Trucks and consulting with experts at Coughlin Marysville CDJR can make all the difference in managing negative equity and making informed decisions about your next vehicle purchase.

The 2025 Chrysler Voyager is a smart, affordable alternative to traditional big SUVs. This seven-seater minivan comes with everything you need for comfortable, stress-free family hauling. Commanding Power The Chrysler Voyager is equipped with the brawny 3.6-liter Pentastar V6, which is typically used in trucks, to ensure unwavering capability in any situation. Generating nearly 300 HP with up to 262 pound-feet of torque, it delivers strong acceleration for effortless merging and passing, and robust towing capability with its 3,600-pound max towing capacity, immensely enhancing the Voyager's already phenomenal utility. You'll also love the fact that this minivan sips fuel mindfully, getting up to 28 MPG on the highway. Meanwhile, its massive 19-gallon fuel tank provides up to 532 miles of highway driving, allowing you to cover long distances without the inconvenience of having to refuel constantly. more Pleasant Handling and Ride Every aspect of the Voyager's drivetrain is engineered for effortless cruising, delivering a smooth, supple ride that keeps everyone relaxed, no matter how long the journey. The advanced 9-speed automatic transmission kickstarts the refined drive with its crisp and seamless gear changes, resulting in a silky-smooth power surge every time you press on the throttle, while the comfort-tuned strut and trailing arm suspension system polishes it even further by effortlessly soaking up road imperfections for a composed, well-cushioned ride. Meanwhile, the electric power-assist rack-and-pinion steering system delivers precise, responsive control, allowing you to maneuver corners and tight city streets with ease. And with electronic stability control working seamlessly behind the scenes to prevent skidding or loss of control in slippery conditions, the Voyager always feels confident and in control, regardless of where your adventures take you. Cutting-Edge Safety and Assist Systems The Chrysler Voyager is equipped with a network of advanced technologies that work together to anticipate and prevent potential hazards, enhancing your confidence and peace of mind whenever you get behind the wheel. They include Full-Speed Forward Collision Warning and Mitigation, Blind Spot Monitoring, parking assistance with automatic braking, Adaptive Cruise Control with stop-and-go, four-door passive entry, and more! Massive and Upscale Cabin With a whopping 165 cubic feet of passenger volume, the Voyager ensures each of the seven passengers enjoys ample lounging room, making long trips comfortable and enjoyable. Meanwhile, over 140 cubic feet of total cargo volume gives you the flexibility to carry everything from sports and camping gear to home improvement supplies, kayaks, bikes, and everything in between, ensuring limitless utility. And for your creature comforts, it features niceties such as heated seats draped in soft Caprice leatherette upholstery, a heated steering wheel, power sliding doors, a power liftgate, three-zone automatic climate control, noise-shielding acoustic carpeting that dampens the sound of the road beneath for a serene atmosphere, a 10.1-inch infotainment touchscreen with Apple CarPlay, hands-free calling, and integrated voice command, and more! Ready to get behind the Voyager's wheel and experience its sophistication and capability for yourself? Visit Coughlin Marysville Chrysler Jeep Dodge RAM in Marysville, OH, today for a test drive!

When it comes to finding the perfect vehicle, whether it's an off-road-ready Jeep Wrangler or a family-friendly Chrysler Pacifica, Coughlin Marysville CDJR in Marysville, Ohio, has you covered. As a premier Chrysler Dodge Jeep Ram dealership, we pride ourselves on offering a comprehensive selection of vehicles, outstanding customer service, and exciting CDJR offers in Union County to make your car-buying experience truly exceptional. Explore Our Extensive Vehicle Lineup At our Chrysler Dodge Jeep Ram dealership in Marysville, OH, you'll find an impressive selection of vehicles designed to meet every lifestyle and budget. Whether you're an adventurer eyeing the legendary Jeep Grand Cherokee or need the rugged utility of the Ram 1500, our dealership delivers a variety of options to suit your needs. more Jeep®: Built for Adventure Jeep vehicles are synonymous with off-road capability and versatility. From the iconic Jeep Wrangler with its trail-ready design to the luxurious Grand Wagoneer, there's a Jeep for every explorer. With options like plug-in hybrid models, such as the Jeep Wrangler 4xe, you can even combine adventure with eco-conscious driving. Ram Trucks: Power and Performance For those in need of a workhorse, the Ram lineup offers unparalleled towing capacity and durability. Whether you're hauling equipment or heading out for a weekend getaway, the Ram 1500 and Ram 2500 are built to handle it all with ease. Chrysler & Dodge: Family-Focused and High-Performance The Chrysler Pacifica sets the standard for family-friendly minivans with its spacious interior and innovative safety features. Meanwhile, Dodge caters to performance enthusiasts with models like the Charger and Durango, delivering thrilling powertrain options and bold styling. Celebrate the Season with CDJR Holiday Offers in Union County There's no better time to shop for your next vehicle than during the holiday season. At Coughlin Marysville CDJR, we proudly offer some of the most competitive CDJR holiday offers in Union County. Whether you're looking for financing incentives, lease specials, or exclusive discounts, our team is here to help you take advantage of these limited-time deals. Why Shop During the Holidays? Holiday offers provide an excellent opportunity to save on the car, truck, or SUV you've been dreaming of. Our dealership ensures that shoppers in Marysville, OH, and the surrounding areas can enjoy these seasonal benefits while experiencing a hassle-free buying process. Experience Exceptional Service at Coughlin Marysville CDJR At Coughlin Marysville CDJR, we don't just sell vehicles—we build lasting relationships with our customers. From the moment you step into our showroom to when you drive off in your new car, our team is dedicated to providing a seamless and enjoyable experience. Comprehensive Financing Options Our finance department works with a variety of lenders to secure the best terms for your vehicle purchase. Whether you're buying or leasing, we strive to make the process straightforward and tailored to your financial needs. Expert Maintenance and Support To keep your Chrysler, Dodge, Jeep, or Ram vehicle running smoothly, our service center is equipped with certified technicians who use OEM (original equipment manufacturer)-approved parts. Whether it's routine maintenance or a major repair, your vehicle will be in expert hands.

The 2025 Chrysler Pacifica continues to set the standard for family-oriented minivans with its capable performance, functional interior, modern styling, and cutting-edge technology. We're excited about what the Pacifica brings to the table for modern families, so without any further ado, let's explore this versatile minivan. Family Comfort and Technology Reigns Supreme in the 2025 Chrysler Pacifica Capable Performance The Pacifica is powered by the trusted 3.6L Pentastar V6 engine, producing 287 horsepower and 262 lb-ft of torque. The engine is paired with a 9-speed automatic transmission, providing smooth acceleration and efficient power delivery. The available all-wheel drive system enhances the Pacifica's traction and stability, especially in adverse weather conditions. This helps provide peace of mind when your children are in the vehicle, knowing that your vehicle is safe and secure. The Pacifica can tow up to 3,600 pounds, so you can tow a trailer or boat with ease. more Comfortable Interior The Pacifica seats up to seven passengers across three rows. The Stow 'n Go seating system allows the second and third-row seats to be folded flat into the floor, creating a maximum cargo volume of up to 140.5 cubic feet. Even without the seats folded, cargo space is generous, with 32.3 cubic feet in the rear. Available interior features include a panoramic sunroof that lets in abundant natural light, and a built-in vacuum cleaner for those pesky crumbs or pet hair that you can never seem to get rid of. Available Nappa leather upholstery creates an air of refinement and offers superior comfort for everyday drives. Refined Styling Who said minivans have to be boring? The Pacifica showcases a modern and refined design with sleek lines and a bold grille. Available 20-inch alloy wheels contribute to the van's confident stance on the road. Hands-free sliding doors and a power liftgate provide ease of access, especially when loading or unloading. Standard automatic LED headlights and optional fog lamps ensure optimal visibility during various conditions, especially during early mornings or late-night drives. Next-Generation Tech The Pacifica comes with a 10.1-inch infotainment touchscreen that supports wireless Apple CarPlay and Android Auto integration. An available FamCAM provides a split-screen view of both rows, so you can keep a close on the kids without needing to turn around. The available uConnect Theater System includes Amazon Fire TV built-in, offering a variety of streaming options for the rear passengers. An available 4G LTE Wi-Fi hotspot ensures internet connectivity on the go, while multiple USB ports and a wireless charging pad keep devices powered throughout the trip. The Pacifica offers a well-rounded package for families who need a capable and spacious minivan. Find your ideal model at Coughlin Chrysler Dodge Jeep RAM in Marysville, OH.

While there are many vehicle options currently available for family-friendly travel, none can compare to the smart engineering of the 2025 Chrysler Pacifica. Three rows of seating, sliding side doors with wide openings, and great handling remain staples of the minivan formula, but the latest series continues to keep up with the times by streamlining the trim level options, adding the choice of a gas or hybrid powertrain, and offering even more standard features and advanced technology. Seating Configurations The 2025 Pacifica can seat up to eight people in the gas-powered models, seven in the hybrid variants, and offers up to 243 different seating configurations to keep your family comfortable on long drives. While the infamous Stow 'n Go seating system that allows the second-row seats to be folded flat into the cargo floor isn't compatible with the hybrid battery, those models make up for it with extra padding on the standard second-row captain's chairs. more Storage and Cargo Solutions The cabin inside the 2025 Pacifica is full of convenient cupholders, cubbies, and slide-out bins right where you need them. There's an overhead storage compartment and a floor console in the front, and a bin in each front door. The Stow 'n Go seating system provides large in-floor storage bins when the seats are in position, making it easy to secure extra gear. The Pacifica is also capable of towing trailers weighing up to 3,600 pounds. Infotainment and Connectivity A glossy 10.1-inch screen delivers Chrysler's Uconnect 5 infotainment system, offering a reconfigurable home screen, Amazon Alexa integration, wireless smartphone integration via Apple CarPlay and Android Auto, and a Wi-Fi hotspot to help keep your family connected on the go. Six standard speakers provide an immersive audio experience, and the optional rear-seat entertainment system provides two additional touchscreens to keep kids occupied, which can be equipped with Amazon Fire TV to stream movies and TV. Safety Features The 2025 Pacifica boasts over 115 available safety and security features to provide extra confidence and peace of mind on every journey. Standard features include a rear park assist system, forward collision warning with active braking, blind spot monitoring, brake assist, adaptive cruise control with stop and go, and many more. Parallel and perpendicular park assist, front park assist, and a 360-degree surround view camera are also available. With so many innovative family-friendly features and advanced technologies, it's no wonder the Pacifica won the Best Minivan award at the 2024 Texas Auto Writers Association for the eighth year in a row. When you're ready to find the perfect vehicle to keep your family comfortable, connected, and safe on your next adventure, contact or come visit us at Coughlin Marysville Chrysler Jeep Dodge Ram in Marysville, OH to take the 2025 Pacifica for a test drive.

One of the most convenient features of driving a Chrysler is tough to experience during a test drive with your dealer, so we're breaking down the innovative Chrysler Uconnect system for you right here. With Uconnect, you will get convenient services on command both in-car and remotely with the Chrysler app. Entertainment You won't be wanting for options to keep you entertained in your vehicle. Your Uconnect infotainment system comes with a free trial of SiriusXM Satellite Radio. With the available HD Radio, you can access digital signals transmitted over traditional radio frequencies, so you will get your favorite local AM/FM stations with digital sound quality. If those options aren't enough, you can wirelessly connect to your smartphone by pairing up to 10 devices and stream your favorite content through your vehicle's speakers. If you have kids, they will love the available rear-seat screens with built-in Amazon Fire TV, which can be mirrored or individually controlled. more Connectivity Stay productive on the road with your free trial of a 4G WiFi hotspot that is built-in to your vehicle. With Apple CarPlay and Android Auto, you can cast content from your phone to your car's system and access your navigation. You can also answer calls and respond to text messages using just your voice, so you won't have to take your hands off the wheel. Your voice can do even more with the built-in Alexa system, which allows you to play music and audiobooks, get directions, add to your shopping list, and even control your smartphone. Navigation This available feature (only on the Pacifica and 300) connects you to the world with reliable directions and real-time traffic information to get you to your destination quickly. Remote Control With SiriusXM Guardian Connected Services, you can control your vehicle remotely via the Chrysler app on your smartphone or smartwatch. Conveniently start, lock, and unlock your vehicle from anywhere, plus check your vehicle's status and health with ease. If you forget where you parked in a crowded lot, use Vehicle Finder to get its precise location. When you enable the Uconnect skill on Alexa, you can control your vehicle from your Alexa devices at home using your voice. You'll be able to check fuel levels, send an address to your available navigation system, and start your car all before stepping foot in your driveway. Safety and Security Have peace of mind with the SiriusXM Guardian safety and security features like SOS call, theft alarm notification, stolen vehicle assistance, family drive alerts, and valet alert. Are you ready to try Chrysler's Uconnect system for yourself? Visit us at our award-winning Coughlin Marysville CJDR dealership in Marysville, OH.

When you think of luxury vehicles, you might not instantly think of a minivan, but the 2024 Chrysler Pacifica Limited is not your typical minivan. With its sleek styling, comfortable cabin, advanced safety features, and state-of-the-art technology, the Limited can take your family from down the road to extended road trips in luxurious style. Interior Comfort The Limited can seat up to 7 people, and the 3 rows of Nappa leather seats keep everyone comfortable. The front seats are heated and ventilated for optimal comfort no matter the weather, and the rear seats are also heated. In addition, the Limited has voice activated dual zone front air conditioning, so the driver and front passenger can adjust the climate to their own tastes. There is a rear air conditioner and heating system with separate controls. The suede headliner enhances the luxury, while the dual-pane panoramic sunroof allows first and second row passengers to stargaze or get some fresh air. Noise cancellation technology helps block out road noise so that you can keep your attention on your family. more Sleek Exterior The black grille with chrome surround, roof rack, and the 18-inch aluminum wheels give the Limited a sleek, classy aesthetic. It has turn signal indicators in the side mirrors. Safety and Driver-Assistance The Chrysler Pacifica has the most safety features in its class, and the Limited trim has even more than the base model. There are airbags all throughout the vehicle, including: Driver front-impact Passenger front-impact Driver side-impact Passenger side-impact 1st, 2nd, and 3rd row curtain airbags Driver-assistance features on the Limited include Blind Spot Detection warning, Forward Collision Warning, ParkSense with Stop, Distance Pacing Cruise Control, and Brake Assist. Cargo Space With the Limited, you don't have to sacrifice space for luxury. Its thoughtful design means there is storage space throughout the vehicle. In addition to the glove box, it also has an overhead console and partial floor console. With all of the seats upright, there is 32.3 cubic feet of cargo space between the rows and in the rear of the vehicle. However, the 2nd and 3rd rows can fold, bringing the available cargo space to 140.5 cubic feet. A power liftgate makes accessing the rear cargo area easier even if you're carrying gear, and cargo tie-downs help secure your items. Technology and Audio The Limited makes it easier to keep your family entertained even on the longest road trip. The Limited has Chrysler's UConnect 5 System, which includes a 10.1-inch touchscreen and a 13-speaker audio system. A 19-speaker premium audio system is available. UConnect has Alexa built-in and is compatible with both Apple CarPlay and Android Audio. Is your family ready to experience premium luxury and advanced technology in a sleek, beautiful minivan? Come to Coughlin Marysville CJDR in Marysville, OH to test drive a Pacifica Limited today.

The 2023 Chrysler 300 is a full-size sedan that was built to take on the road ahead and is sure to turn heads and impress its passengers. The vehicle comes in a variety of exterior colors, such as Silver Mist, Granite Crystal Metallic, and Velvet Red, and includes a number of notable features that we feel confident you'll want to learn more about. 1.  Great Technology The 2023 300 comes equipped with intelligent technology features that make driving simple and fun. The vehicle boasts the largest standard touchscreen in its class that comes with integrated Voice Command, so you can access useful navigation tools hands-free. It also has an available 4G LTW Wi-Fi hotspot that makes it easy for your passengers to stream, share, and browse, no matter where your drives take you. more 2. Formidable Performance The performance of the 2023 300 is formidable, with its available 5.7L HEMI V8 engine that offers 363 horsepower and 394 pound-feet of torque. The vehicle can go from 0 to 60 miles per hour in 6 seconds and has an available sport mode that allows for a balanced and sporty driving experience that can be accessed through the twist of a dial. For those looking for a solid all-wheel drive experience, the vehicle also has an available All-Wheel Drive System. 3. Thoughtful and Striking Design The exterior design of this 2023 Chrysler is striking with its imposing front grille, notable design accents, and four available wheel options. For those looking to increase the style of the vehicle even more, the 2023 300 also offers available Adaptive High-Intensity Discharge Headlamps and Automatic High-Beam Headlamps that stylishly pierce through darkness. 4. Easy to Achieve Peace of Mind The 2023 300's available safety and security features will make it easy for you to achieve peace of mind when you drive. Some of these features include Full-Speed Forward Collision Warning with Active Braking and Blind Spot Monitoring. For those who occasionally have trouble backing out of parking spaces, the vehicle also offers available Rear Cross Path Detection, which alerts you if a vehicle is detected behind you. 5. Four Dynamic Trims The 2023 Chrysler 300 comes in four dynamic trims: the Touring, the Touring L, the S V6, and the S V8. The Touring is the cheapest trim and includes features like Android Auto compatibility with HD radio, eight-speed automatic transmission with rotary e-shift, and bifunctional halogen projector lamps. The S V8 is the most expensive model and includes features like a performance front fascia, a performance steering wheel, and a nine-speaker premium audio system. With impressive features like these, the 2023 Chrysler 300 is worth checking out in person. Stop by Coughlin Chrysler Jeep Dodge Ram today and have a look at our wonderful selection of new and pre-owned vehicles!